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Easy Banking Terms and Conditions

1. Promotion Period
This promotion runs from June 24th, 2019 to 31st August, 2019.


2. Eligible Customers
This promotion is open to customers eighteen (18) years and over. Employees of the First Citizens Group and their immediate family members and employees of its advertising agency are NOT eligible for participation in this promotion. The term ‘Immediate family member’ includes spouses (including common law), parents, grandparents, siblings, children and grandchildren.


3. Eligibility to Win Promotion Prizes
Use of First Citizens Online Banking and/or Telebanking services to conduct a minimum of three (3) of any combination of transactions listed below during the promotion period will make a customer eligible for a chance to win the grand prize in this promotion.

  • Credit Card Payments
  • Bill Payments
  • Third Party Transfers


4. Grand Prizes
Grand Prize winners of this promotion will be awarded four thousand dollars (TT $4,000.00)


5. Selection and Announcement of Grand Prize Winner
Two (2) Grand Prize winners will be randomly selected from all eligible customers and will be notified via telephone on September 12th 2019. By accepting a Grand Prize each winner agrees to have their name published in media.
*In all matters relating to this promotion, the Bank’s decision is final.
This promotion has been approved by the NLCB.



  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking