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2 in 1 Credit Card

Get your "loan" and credit card on one card!

  • Credit line from TT$5,500 to TT$16,000
  • Even greater affordability and flexibility



Card at a glance
  • Who it's for: You want an easy fixed payment facility for your somewhat large value purchase plus want easy access to revolving credit
  • Annual Fee: TT$250
  • Credit Line: TT$5,500 - TT$16,000
  • Loan Terms on Card: Purchases $5,000 to $8,000.99: 24 months @ 15% Purchases $8,001 to $15,000: 24 months @ 15.5%
  • Interest Rate on Revolving Credit Line - purchases less than $5,000: 2% per month
  • Job letter (not more than 3 months old)
  • Salary slip (not more than 1 month old)
  • Two forms of identification
  • Proof of address (e.g. utility bill)

If the proof of address i.e. utility bill, is not in your name, you are required to produce a letter of authorization from and ID for the person whose name is stated on the utility bill being used. The utility bill must not be more than one month old.






  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking