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First Citizens brings to you Chip and PIN Credit Card Technology!



Experience leading edge technology in line with the international best practice in the credit card industry.

The unmatched Chip and PIN technology translates into greater peace of mind and increased security:

  • Guaranteed international acceptance at merchants including those in Europe.
  • Reduction in the possibility of fraud due to the technology.
  • The use of a PIN to process purchases at chip enabled merchants.

For further details, you can click on the Frequently Asked Questions (FAQs) links below:

General FAQs on First Citizens Credit Cards with Chip and PIN technology
Impact of Chip and PIN technology for Existing First Citizens Credit Card Customers


  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking