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First Citizens 2 in 1 Credit Card

The First Citizens “2 in 1” credit card is the most innovative credit card in Trinidad and Tobago, bringing a new spin to affordability and flexibility from a credit card.

Save money on “big ticket” purchases, purchase now and pay later and benefit in a host of ways that other payment options simply cannot provide. Ideal for:

  • Furniture and Electronics
  • Vacation expenses
  • Carnival costumes
  • Insurance

 

Apply for your First Citizens “2 in 1” Credit Card now and receive $100 in cash back rewards once approved by September 30th 2014!


 

Contact your “2 in 1” team now for full details:

Ms. Rajdai Kisto: 625-2893 Ext 2378, 754-3453
Mr. Mikael Chung: 625-2893 Ext 2338, 780-0742

 

Benefits of the First Citizens “2 in 1” Credit Card:

 

  • Enjoy low interest rates:

1.25% monthly on purchases from $5,000 to $8,000

1.30% monthly on purchases from $8,001 to $15,000

Save money with the First Citizens “2 in 1” credit card for these “big ticket” transactions when compared to normal credit card rates or even hire purchase charges.

 

  • Enjoy manageable monthly payments: your “big ticket” purchase is repayable over 24 months. The lower interest rates plus the extended time period makes the “2 in 1” credit card an affordable and manageable option that fits right into your budget and your life.

 

  • Enjoy access to funds: as you pay towards your “big ticket” purchase, funds become available for you to use! For eg. If you pay $500 per month, then $500 becomes available for you to use each month. As you pay more, more funds become available for you, to use as you choose, either for emergencies or for your everyday needs.

This access to funds is not available from other options such as loans or hire purchase.

 

  • Enjoy unlimited and repeated ability to benefit from the lower interest rates on “big ticket” purchases: at any point in time, once $5,000 or more is available to be used on the “ 2 in 1” credit card, you can do your “big ticket” purchase and enjoy the lower interest rates!

 

  • Enjoy unlimited use of funds on the “2 in 1” credit card: this card can be used at merchants and ATMs locally and internationally, as well as on the internet for online purchases.

This additional perk is not available from other payment options for your “big ticket” purchase such as loans or hire purchase.

 

  • Enjoy cash back rewards! Earn 0.75% on all your purchases, applied to your credit card every month. Rewards are not available on other payment options such as hire purchase.

 

  • Enjoy hassle free renewal of the “2 in 1” credit card: once you manage your credit card satisfactorily your card will be automatically renewed! No need to redo an application form!

 

  • Enjoy everyday credit card use: your “2 in 1” card facilitates any and every transaction, just like other credit cards in that purchases under $5,000 attract the market interest rate of 2% monthly.

 

  • Enjoy coverage and protection from VISA: the “2 in 1” credit card automatically provides great benefits such as Global Customer Assistance Services, Emergency Card Replacement, Emergency Cash and Travel Accident Insurance, all of which are not available from other options.

 

The First Citizens “2 in 1” Credit Card brings you credit card affordability and flexibility in an innovative package, with benefits incomparable to other options.

 

Apply for your First Citizens “2 in 1” Credit Card now and receive $100 in cash back rewards once approved by September 30th 2014!

 

Click here to find out the requirements to apply

 

Contact your “2 in 1” team now for full details:

Ms. Rajdai Kisto: 625-2893 Ext 2378, 754-3453
Mr. Mikael Chung: 625-2893 Ext 2338, 780-0742

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