Font Resize: -  +

Bonus Points

First Citizens Bonus Points

The First Citizens VISA Bonus Points Program rewards you every time you shop with your First Citizens VISA credit card.  You earn bonus points faster than you can count, which are redeemable at all the merchants you shop at in Trinidad and Tobago, for your everyday needs and those special events.

Earning Points

You earn points every time you shop:

  • 1 Point for every TT$10 purchase at travel and entertainment merchants and
  • 1 point for every TT$20 purchase at any other merchant
  • 1 point is valued at TT$0.20
  • You can earn up to TT$8,000 each quarter, equivalent to 40,000 points.
  • Points are valid for 2 years from the date of issue
  • Earn even more points during our periodic promotions

Note: Cash advances and quasi cash transactions (typically betting and gambling) do not earn points.


  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking