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Ultra Rewards

First Citizens Ultra Rewards are a class above the rest when it comes to making your travel dreams come true. Exclusive to the First Citizens VISA Platinum and VISA Signature customers, our world class Ultra Rewards  will enhance your sophisticated lifestyle with unsurpassed convenience, luxury and fun.

Specifically designed to provide maximum flexibility, the First Citizens Ultra Rewards offers more choice, variety and accessibility.  Best of all your rewards can be in any part of the world and your Ultra Points can be redeemed from wherever in the globe you may be!

  • Airline tickets to any destination worldwide on any airline, with no blackout dates
  • Lodging at exclusive hotels and resorts
  • Cruises, travel packages and vehicle rental with no mileage restrictions



Your Ultra Points will accumulate faster than you can keep track of them!

  • With 1 point for every TT$6.30 spent, you can virtually see yourself on your dream trip.
  • Realise your dream trip even faster with additional shoppers on your account and our periodic promotions.

Cash advances and quasi cash transactions (typically betting and gambling) do not earn points.

 View our Ultra Rewards brochure


  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking