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Terms and Condition

25,000 More Reasons To Do You Promotion

 
1. Customers 18 years and over are eligible for entry to this promotion.
 

2. In all matters relating to this promotion, the Bank’s decision will be final and binding in all respects.

 

3. This promotion is approved by the NLCB. As such, First Citizens staff members and their immediate family, and employees of its advertising agency are not eligible for participation.

 

4. Promotional Period

a) This promotion runs from August 6th 2018 to October 31th 2018.

b) The terms “Month”, “Months” and “Monthly” as used in this promotional offer refer to the credit card statement cycle as stated in Table 1.
 
 
5. Eligible Products
 
All First Citizens credit cards except VISA Signature, VISA Infinite and all Business credit cards are eligible for entry in this promotion.
 
 
6. Waiver Of The First Year Annual Membership Fee
New customers qualify to receive a waiver of the first year annual membership fee with the following exceptions:
 
a) Customers applying for increases in upgrades in products, switches of products and customers who have cancelled their cards within the last 12 months do not qualify for the wavier of the first year membership fee.
 
 
7. Qualifying Transactions
Only purchase transactions qualify for entry in this promotion. Cash advances, quasi cash transactions, balance transfers, returns/credits, fees and finance charges and all other transactions are excluded.
 
a) The Bank reserves the right to determine which transactions qualify for this promotion.
 
b) Qualifying transactions refers to posted purchase transactions.
 
 
8. Qualified Customers
A customer must conduct a minimum of 10 or more qualifying transactions per statement cycle using eligible products to qualify for a chance win 25,000 points monthly.
 
 

Win 25,000 points monthly


1. One winner will be randomly selected from all qualified customers for each statement cycle as stated in Table 1.


2. If the winner is the holder of a credit card with cash back rewards, the prize awarded will be TT$5,000 applied to the cardholders credit card account. Points will be awarded for all other credit card reward programmes.


3. The customer’s account must be open and in good standing at the time of the draw.


4. Points/prizes will be awarded as stated in Table 2.

 

Win a Grand Prize of $25,000


1. A qualified customer must conduct a minimum of 30 or more qualifying transactions over the promotional period to qualify to win the Grand Prize of TT$25,000.


2. The Grand Prize winner will be randomly selected at the end of the promotional period.


3. One Grand Prize winner will be randomly selected from all qualified customers who conducted a minimum of 30 or more qualifying transactions over the promotional period.


4. The customer’s account must be open and in good standing at the time of the draw.


5. Points/prizes will be awarded as stated in Table 2.

 

TABLE 1: PROMOTIONAL STATEMENT CYCLES

 

 

 

TABLE 2: AWARDING OF PROMOTIONAL POINTS / PRIZES

 

  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking