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First Citizens brings to you Chip and PIN

 First Citizens Credit Cards


Experience leading edge technology in line with the international best practice in the credit card industry.

The unmatched Chip and PIN technology translates into greater peace of mind and increased security:

  • Guaranteed international acceptance at merchants including those in Europe.
  • Reduction in the possibility of fraud due to the technology.
  • The use of a PIN to process purchases at chip enabled merchants.
  • Tap and Go! - Easy, quick, secure check-out at EMV contactless-enambled merchants


For further details, you can click on the Frequently Asked Questions (FAQs) links below:

General FAQs on First Citizens Credit Cards with Chip and PIN technology
Impact of Chip and PIN technology for Existing First Citizens Credit Card Customers


  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”