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Bonus Points

First Citizens Bonus Points

Your bonus points certificates are redeemable at selected merchants nationwide.

Click here for list of Merchants

1 bonus point = TT$20. Maximum of TT$8,000 each quarter, equivalent to 40,000 bonus points.

Points are valid for 2 years from the date of issuance.

Note: Cash advances and quasi cash transactions (typically betting and gambling) do not earn points.


  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”