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Cash Back Rewards

The First Citizens Cash Back Rewards Programme allows you to earn cash every time you shop. Cash Back Rewards are earned on the following cards:

First Citizens VISA Tertiary, VISA Classic, VISA Gold, VISA Gold Business, VISA Platinum and VISA Signature credit cards

Receive Rewards You earn cash back on each purchase:

0.75% of purchase amount - First Citizens VISA 2 in 1 and Purple credit card
0.80% of purchase amount - First Citizens VISA Tertiary, VISA Classic, VISA Gold, VISA Gold Business, VISA Platinum and VISA Signature cards

Cash back credited to your credit card every month

Earn up to TT$8,000 per quarter

Note: Cash advances and quasi cash transactions (typically betting and gambling) do not earn points.