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Cash Back FAQs

1. How does Cash Back work?
You earn Cash Back for every purchase made with your Credit Card at a rate of 0.80% of the value of each transaction. In the case of corporate Credit Cards, with every international purchase, a rate of 0.40% is earned.

 

2. How often can I expect to receive my Cash Back?
Rewards are credited directly to your Credit Card every month based on your Credit Card statement date.

Credit Card Type
Statement Date
VISA Tertiary 10th of every month
VISA Classic
VISA  Purple
VISA  2 in 1
VISA Business Classic
13th of every month
VISA Gold
VISA Platinum
VISA Signature
VISA Gold Business
16th of every month
 

3. How can I view my Cash Back earned?
You can view your Cash Back earned via your Credit Card statement.

 

4. How is Cash Back different from Bonus Points?
Cash Back is a direct credit to your Credit Card, whilst Bonus Points were issued in the form of a certificate and received via post.

Key differences
- Quicker access to your Rewards
- Paper-less and hassle-free
- The Cash Back credit reduces your outstanding balance
- You can shop at any merchant – locally or internationally


For more information visit www.firstcitizenstt.com or email CreditCardRewards@firstcitizenstt.com
  

 

  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”