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Cash Back FAQs

1. How does Cash Back work?
You earn cash back for every purchase made with your credit card at a rate of 0.80% of the value of each transaction.


2. How often can I expect to receive my Cash Back?
Rewards are credited directly to your credit card every month.


3. How can I view my Cash Back credit?
Your Cash Back credit will be reflected on your corresponding statement when Cash Back is disbursed.


4. How is Cash Back different from Bonus Points?
Cash Back is a direct credit to your credit card, whilst Bonus Points were issued in the form of a certificate and received via post.

Key differences
- Quicker access to your Rewards
- Paper-less and hassle-free
- Cash Back can be used to reduce your outstanding balance
- You can shop at any merchant – locally or internationally
For more information visit or email


  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”