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Fixed Deposits

Enjoy competitive interest rates for your money invested for fixed periods!

With a First Citizens Fixed Deposit Account you can be assured that your money grows safely and soundly.

It means security for you and your family through medium to long- term savings. Invest wisely today by opening a First Citizens Fixed Deposit Account.

Open your Fixed Deposit Account

TTD Fixed Deposits

  • Terms of 3, 6, 12, 18, 24 and 36 months
  • Minimum opening deposit $1,000
  • Interest Rate Structure Interest rate is paid based on the band of savings as well as the term of the deposit. The deposit bands are as follows:
  • $1,000 - $19,999 
  • $20,000 - $99,999 
  • $100,000 - $249,999 
  • $250,000 - $499,999 
  • $500,000 - $999,999 
  • Over $1,000,000

 

USD Fixed Deposits

  • Terms of 30 days, 3, 6 & 12 months
  • Minimum opening deposit of $1,000.00
  • Interest Rate Structure Interest rate is paid based on the band of savings as well as the term of the deposit. The deposit bands are as follows: 

    • $1,000 - $74,999 
    • $75,000 - $149,999 
    • $150,000 - $999,999 
    • Over $1,000,000

 

Additional Benefits

  • Your funds can act as excellent security for a loan you may need 
  • You have the ease of automatic renewal of your contract at the end of the period 
  • Our free Telebanking Service allows you to perform banking transactions from a touch tone telephone. It saves you valuable time
  • You can also sign up for our free Internet Banking Service to conduct banking transactions from anywhere and at anytime. 
  • Our free Mobile Banking Service allows you to access your accounts from a mobile device. You can access account balances, account history, Transfer funds and account alerts all from your mobile phone.

Please note:

The Policy of the Bank concerning the payment of interest on Fixed Deposits broken before maturity is as follows: 

  • Less than 3 months - $20 plus no interest
  • More than 3 months - Savings rate, number of days
  • Interest rates and terms of default are subject to change and customers will be advised accordingly


Insured by the DIC Corporation of Trinidad and Tobago. (Up to $125,000)

 

 

  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking