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Need that extra cash to go on a vacation or buy a car? Or maybe you are at the stage where you would like to buy your very own home. First Citizens has the loan account that suits your need.

We offer competitive interest rates and attractive solutions to your loan needs. Below are some of the loan account options available to you.

Consumer loans can be used for purposes such as:

  • Purchase of vehicle
  • Debt Consolidation
  • Home Renovations
  • Education
  • Medical
  • Travel

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Personal Loan

You may wish to go on the vacation of your dreams, fix up your home, buy new furniture, invest or consolidate your debt. Our Personal Loans are geared towards making life simpler for you by providing solutions for your benefit.

Instalment Loan: these are loans that offer you the flexibility to plan ahead, as they have a fixed maturity date. This loan is insured up to a maximum of $100,000.

Demand Loan: these loans offer you rates that are tied to the Prime Lending Rate. Demand Loans are granted to you given the possibility that the loan may be repayable on demand by the Bank, or at the convenience of the borrower before the maturity date.


Car Loan

Just got your licence or waiting to buy the vehicle of your fancy? You can, with our affordable car loans. If getting that dream car is what you want, we are here to help you see that dream come true.


Debt Consolidation Loan

Do you have too many debts? Do you wish you could have made just one payment on all your debts and reduce your overall payments? Well, one of the ways this can be done is via a debt consolidation loan. Use this loan to reduce your debts and your payment.


Home Renovations Loan

Your home is your biggest investment! Ensure that you maintain the value of your home by making the necessary repairs and renovations. With a First Citizens loan for home renovations, you are sure to keep the value of your home increasing.


Educational Loan

Going to start school soon or have you always wanted to go back to school? Our Educational Loans are well suited to your needs. Buy all the books, pay for tuition or even buy that laptop to help you do your homework! Whether you want to pursue your Bachelor's, Master's, Doctorate or just pursue your educational goals, First Citizens has a loan that would help you meet them.


Medical Loan

In times of medical uncertainty, the last thing that you would want to prevent you from accessing the assistance you need is insufficient funds.With a loan from First Citizens, your medical needs can be adequately addressed.


Travel Loan

You have worked hard so now its time to relax, sit back, unwind and enjoy the fruits of your labour. Whether you are traveling alone, with that special someone or with your family, First Citizens offers you exactly what you need to take that vacation.


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