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Loan Fees

You can expect to pay one-time Transaction Fees for each loan which include the:

The Credit Check Fee is the fee customers are charged to check their credit history and current loans. This fee is $90.00.

The standard Negotiation Fee is 1.5% of the loan amount, and is paid by the borrower to close the transaction. This fee is non-refundable.

The Insurance Fee is paid by the borrower to provide for any eventuality (in the event of death of the borrower)

The Deed of Release Fee is a Legal Fee paid to release properties held as collateral for a vehicle loan. This fee is paid at the end of the Loan.

The following fee is the only recurring fee:

The Mortgage Bill of Sale is another Legal Fee, however this fee is not a one-time fee. This fee is paid by the customer every three (3) years.


  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”