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More the Merrier Loans

Unwrap More this Christmas with a First Citizens More the Merrier Loan!

Enjoy our merriest offer ever! Spruce up your home, travel, buy a new car or get the extra funds you need at this merry time of the year!

Take a First Citizens More the Merrier Loan and you will get a chance to win and drive away in…

A Brand New Kia Sportage

Plus benefit from special bonuses which include:

  • Pay Nothing for Up to 3 months
  • Up to *100% Financing on NEW, Used and RORO Vehicles
  • Extra low interest rates and reduced bank fees
  • Longer repayment terms
  • Ultra-affordable monthly payments
  • Cash Back on ALL More the Merrier Loans
  • Quick approvals
  • Discounts on insurance premiums from COLFIRE and Massy United Insurance
  • Discount from Berger Paints
  • No annual fee for the first year on your new First Citizens Credit Card* (with the exception of the 2 in 1 card)

*Special conditions apply
Subject to normal lending criteria


Check out our Merry Monday Vouchers for even more discounts …Click here to print the voucher and present to a First Citizens Loan representative. (Valid only on Mondays)

Also look out for our Happy Hour Friday Specials!


Click here to download our More The Merrier E-Booklet

Here's what you'll need to apply for any First Citizens More the Merrier Loan:

  • Two (2) forms of valid identification
  • Job letter (not older than 3 months)
  • Recent pay slip or bank statement (if self employed)
  • Proof of address e.g. Utility Bill 
  • Evidence of loan purpose e.g. signed estimate for home repairs or vehicle pro forma invoice where applicable
  • Proof of collateral (if applicable)

Apply online and save more by clicking the apply button below, call or come in to speak with any one of our friendly representatives. Offer expires soon so grab this opportunity today!



  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking