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Prepaid MasterCard

Prepaid MasterCard

  • Used just like a credit card, locally, internationally and online!
  • No credit checks, no credit assessment! No interest charges!


Card at a glance
Who it's for:
  • You want to use your own funds to shop online, locally and internationally! At ATMs and Point of Sale.
  • You need to send funds to friends and family abroad without any hassle!
  • Convenient reloadable prepaid cards….simply load funds, spend, reload and spend!
  • No credit assessment, no credit checks and no interest charges!
  • Control your spending…spend only what you load!


  • Accepted wherever you see the MasterCard symbol – at ATMs and Point of Sale, locally and internationally
  • Immediate purchase of card with card activation by the end of the next working day
  • Up to 5 cards per account
  • Card is valid for 2 years
  • Easy access to transaction history on First Citizens Online Banking, Telebanking and Mobile Banking Services.
  • Signature verification at point of sale and PIN protection at ATMs
  • Load up to TT$30,000 per day on the account, spend up to TT$8,500 (approx. USD$1,200) per day on the account
  • 24/7 access to the MasterCard Global Service
  • Accidental Death and Dismemberment Benefit
  • Fees & Authorisation Holds



The First Citizens Prepaid MasterCard can only be attained by customers who have an active deposit or loan account at First Citizens for a minimum of 12 months. Secondly, the Prepaid card is only available to Nationals/ Residents of Trinidad and Tobago, and holders of a valid Work Permit to Trinidad and Tobago.
The Prepaid card is available for purchase at First Citizens branches.
To obtain the card an application form is to be completed, a one time fee paid and the following documents provided.

  • 1 form of identification, once it has the enhanced security features. The accepted forms of identification are: national passport, electoral identification and drivers permit. (2 forms are required if none of the identification presented bears the enhanced security features)
  • Proof of address, typically a utility bill not more than 1 month old
  • Job letter or payslip: where a job letter is more than 1 month old, but less than 3 months, a 1 month old salary slip (and vice versa) will also be required to support the employment and most recent income


Visit your First Citizens branch today to purchase your First Citizens Prepaid MasterCard!

  • Classic Credit Card “Shopping”
  • Card Safety Tips
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking