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Individual Account Opening Requirements

  • Accounts for persons under 18 years must be joint with an adult; the adult must fulfill the account opening requirements.
  • Original documentation is required.
  • Some of our products such as Investments/ Mutual Funds, Credit Cards and Loans require additional documentation

For further information telephone us at (868) 62-FIRST 

The Bank reserves the right to request additional information/documentation if deemed necessary.

Trinidad and Tobago (T&T) Nationals


One valid form of T&T identification:

  • National Identification Card OR
  • Drivers Permit (accepted with Birth Certificate to confirm nationality) OR
  • Passport



The document must not be older than 3 months. Any one (1) of the following may be used:

  • Utility or Cable bill - Mobile phone bills are not accepted. Additional documentation is required, when the utility or cable bill is in the name of another person.

              - SPOUSE - Marriage Certificate

              - PROPERTY OWNER - Copy of the owner’s photo identification AND completed Address Verification Letter. Click here to download the Address Verification Letter

              - LANDLORD - Lease Agreement AND Rent Receipt (dated not older than 3 months)

              - PARENT – Birth Certificate

  • T&T Government Issued documentation e.g. Tax Assessment, Board of Inland Revenue (BIR) letter/ statement
  • Statement from a Financial Institution
  • Mortgage Deed



  • If employed - Payslip (not older than 1 month) OR Job Letter (not older than 3 months)
  • If retired - Pension letter from the Government/Private Institution outlining payment details


Payslips and/or job letters should at minimum, indicate the Employer/Company name, amount and frequency of income, and job title of employee.


Housewife/Unemployed/Student – Letter from contributor of funds stating frequency and amount of expected deposit with:

1. a copy of contributor’s identification and
2. job letter/payslip, or for self-employed persons, Certificate of Registration/Incorporation and recent bank statement (not older than 3 months) or 1 year’s financials (within last 3 years)


T&T Nationals residing outside of Trinidad and Tobago for an extended period are required to provide a Bank Reference (see Foreign Nationals).

Foreign Nationals

Original documentation is required. When original documents cannot be provided, copies should be certified by a T&T Embassy/Consulate Office or Bank as a true image of the original.



  • Valid Passport



  • For residents of T&T: Requirements as stated for T&T Nationals OR Letter of Appointment/Employment Contract stating local address
  • For residents outside of T&T: Foreign Utility Bill OR Foreign Bank Correspondence


  • Requirements as stated for T&T Nationals
  • For foreign nationals employed in T&T a Valid Work Permit OR CARICOM Single Market and Economy (CSME) Skills Certificate is also required



The letter must:

  • Be prepared on Bank letterhead, dated, signed and stamped/sealed by an authorised signatory; and
  • Confirm the existence of a banking relationship or past banking relationship (duration and/or opening date)


For further information telephone us at (868) 62-FIRST

All our Customer Agreements are located on our Home Page. For our Agreement to Establish an Account please click the link below:
View our Individual Customer Agreement here


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  • Classic Credit Card “Shopping”