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nEo Aspirer

Save better so you can spend smarter!

Parents!    First Citizens nEo Aspirer is the savings account to teach your teens to save!

Teens!       First Citizens nEo Aspirer is the gateway to financial freedom!

nEo Aspirer is First Citizens’ coolest savings account and is specially designed for persons 13-17 to help them develop responsible financial management habits.

nEo Aspirer provides teens with key financial tools that allows them to get a head start on the road to financial freedom. With nEo Aspirer teens receive expert financial advice and guidance on making the most of their money. This account also has added benefits and incentives such as fantastic discounts from the listed merchants below.


For further details of the nEo Aspirer, please see below.

  • Click here to view our brochure
  • To make an appointment to open your nEo Aspirer account, click the Apply button below, visit one of our branches or call 62-FIRST...

Features and Benefits of nEo Aspirer:

  • For individual persons between 13 to 17 years
  • No service fees to maintain account
  • Start with a deposit of TTD$50 or USD$20
  • Have a minimum balance of TTD$100 or USD$100 for interest calculation
  • Daily withdrawal limit of TTD$3,000
  • Free nEo ATM card (no ATM card on US Accounts)
  • Free Mobile banking
  • Free Telebanking
  • Free Online banking
  • Free drafts for payments to educational institutions
  • Free Online Community. Visit
  • Eligible to win an Educational Awards of Achievement; just submit your CSEC results of the current year
  • Financial education programme targeted to both children and parents
  • Special Gift Certificates can be purchased and used as a deposit to the account


Insured by the DIC Corporation of Trinidad and Tobago. (Up to $125,000)


New nEo Reward Program:

212 Location by Bang Bang (Aboutique Mall, Port of Spain and Falls of West Mall, West Moorings)

  • 10% of all purchases except sale items or already discounted items

Blaanix by Bang Bang( Aboutique Mall, Port of Spain and Falls of West Mall, West Moorings)

  • 10% of all purchases except sale items or already discounted items

Blugerass Ltd

  • 10% discount on all non-sale or already discounted items

Cache, Panache and Cache Bambinos

  • 10% off all purchases except sale items or already discounted items

Caribbean Jewellers Ltd

  • 10% off all purchases except repairs and cleaning

Funky Pets

  • 5% discount on purchases with the exception of dog food, bulk animal foods, livestock and already discounted items


  • 20% discount on all non discounted merchandise

R.I.K Book Store

  • 10% of all items with the exception of textbooks, school uniforms, magazines and items that are either already discounted or reduced.


  • 10% discount on purchases except sale items or already discounted items

Value Optical Ltd

  • Frames 20% discount
  • Lenses 10% discount
  • Contact Lenses 10% discount
  • Non RX sunglasses 10%


How to open a nEo Aspirer Account?

The nEo Aspirer account is a joint account between an Adult (Parent, Guardian, Aunt, Uncle, God Parent, Etc.) and a teenager.

To open the nEo Aspirer account the Adult will have to present the following documents:

  • The teen’s Birth Certificate (Additional Picture Identification for the child can also be presented)
  • Initial deposit TT$50.00 or US$20.00
  • Valid, national form of Identification for the adult
  • Proof of Income: Job letter (not more than 3 months) or pay slip (not more than 1 month) for the adult
  • Proof of Address for example a utility bill for the adult (not more than 3 months)




  • paper order
  • efirst
  • Point of Sale Terminal
  • Classic Credit Card “Shopping”